Allahabad Bank IFSC / MICR Code

Allahabad Bank IFSC / MICR Codes / Deposit Interest Rates

1341 Allahabad Bank Branches Available in 29 States.

Allahabad Bank is one most prestigious and oldest joint stock bank in india, established on April 24, 1865 by group of europeans at allahabad. On year April 2014 allahabad bank celebrates 150 years of foundation and its head office located in Kolkata, West Bengal.

Allahabad Bank is one of the top rated public sector bank in india with 52% government of india share holding and it has implemented CBS (core banking solution) in all of its branches to make the transactions so fast and secure. Currently bank has 3500+ branches across india and doing business for more than ₹1,00,000 crores every year.

Here we have collected and published verified Allahabad bank’s IFSC/ MICR / Branch codes along with deposit & loans interest rates, custom care phone banking number, branch address, email id, bank timings (working hours) and many more.

Allahabad people who celebrated two most popular festivals ‘Diwali’ and ‘Rama Navami’ between mid of October and December every year.

Head Office Address

2, N. S. Road, Kolkata – 700 001
West Bengal – India.
033-22420851 / 033-22423373 (EPABX Line)
033-22420863 / 033-22420915 / 033-22420912
033-22420869 / 033-22103777
033-22420900 / 033-22420883

Head office email address: gmpd@allahabadbank.in

24/7 Customer Support Help Line Contact Details

Phone Banking / ATM / Debit Card : 1800-22-0363 (Toll Free)
ATM / Debit Card Email : atm.switch@allahabadbank.in
Internet Banking : 022 – 27836061 / 27836062 / 27836063 / 27836064 / 27836065 (Ext – 510, 702)
Internet Banking Email : customercare@allahabadbank.in
Mobile Banking : 022 – 27836061 / 27836062 / 27836063 / 27836064 / 27836065 (Ext – 510, 525)
Mobile Banking Email : allmobile_care@allahabadbank.in

Bank Timings (Working Hours)

Monday to Saturday : 10.00 A.M – 4.00 P.M (2nd & 4th Saturday is Holiday)
Sunday : Holiday

Official Website : https://www.allahabadbank.in
Internet Banking : https://www.allbankonline.in

  Base Interest Rate9.95%
  Home Loan Interest9.95%
Above rate is applicable for all citizens of india and NRI / PIO as well.
Upto ₹30 Lakhs = 9.95% (Base Rate)
From ₹30 - 75 Lakhs = 9.95% (Base Rate)
From ₹75 - 300 Lakhs = 9.95% (Base Rate)
From ₹300 Lakhs - 500 Lakhs = Base Rate + 0.25%
  Personal Loan InterestBase Rate + 4.00%
Applicant may apply the personal loan between From ₹50,0000 to ₹7,50,000 Lakhs
Bate Rate + 4% (For individuals)
Base Rate + 3% (For Pensioners)
Base Rate + 5% (For Doctors)
Individuals with minimum gross monthly salary of ₹20000 and whose salaries are being disbursed through our bank branches with minimum 2 years service in the same organization. Age of the pensioner should not exceed 73 years and must be repaid before the age of 75 years. Minimum ₹25,000 and Maximum ₹2,00,000 eligibility according to their age.
  Two Wheeler Loans InterestBase Rate + 3.00%
Maximum loan amount of ₹40000. For salaried person, professional, self employed and agriculturists between 21 to 60 years of age.
  Car Loans InterestBase Rate + 0.50%
Minimum gross monthly income of Rs. 25,000/- for salaried people
Minimum 5 acres of irrigated land holding for agriculturist
IT assesee with full collateral security (For Self Employed / Professionals)
Repayment period : Maximum 84 months (Individuals) / Maximum 60 Months (Firms)
  Commercial Vehicles InterestBase Rate + 0.50%
Upto ₹50000 = Base Rate + 0.50% for small enterprises (for micro enterprises just base rate)
₹50000 - ₹2 lakhs = BR + 1.50% for small enterprises (for micro enterprises BR + 1%)
₹2 lakhs - ₹10 lakhs = BR + 2.00% for small enterprises (for micro enterprises 1.50%)
  Education Loans InterestBase Rate + 1.50%
0.50% rebate for girl students.
1.00% interest concession will be allowed if interest is paid within the study & moratorium period.
Maximum Loan amount is ₹20 Lakhs.
Interest rate might vary according to study institutions.
Repayment Holiday / Moratorium is “Course Period + 1 year” or “6 months after getting job”, whichever is earlier.
  Gold Loans InterestBase Rate + 2.50%
Repayment in 60 EMI (or) Repayment in 12 quarterly instalments
Short term loan for 1 year with quarterly servicing of interest
The maximum amount of loan available per gram of pure gold is ₹1800/-
  Consumer Durables InterestBase Rate + 2.50%
BR + 2.50% Upto ₹2 Lakhs
For salaried : With minimum salary of ₹25,000 and above
Others : IT assessee With annual income of ₹300000 and above
  Property Loan InterestBase Rate + 5.50%
Individuals (singly or jointly) including salaried persons, professionals & self-employed and agriculturist/ firms / company/ trust / societies registered under Society Act. Minimum 21 years & maximum 70 years at the time of sanction of loan and Income should be minimum ₹1.20 Lakhs per annum.
  Agricultural Loans Interest9.95%
Up to ₹50000 - Base rate (9.95%)
₹50000 - ₹200000 - Base Rate + 1.00%
₹2,00,000 - 5,00,000 - Base Rate + 2.00%
Above ₹10,00,000 - Contact your nearest branch for more details.
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes
Deposit PeriodBelow 1 Crore
7 days - 14 days4.50%
15 days - 29 days5.00%
30 days - 45 days5.50%
46 days - 60 days6.25%
61 days - 90 days6.75%
91 days - 179 days7.25%
180 days - 269 days7.50%
270 days - less than 1 year8.00%
1 year - less than 2 years8.10%
2 years - less than 3 years8.10%
3 years - less than 5 years8.10%
5 years - 10 years8.00%
Senior Citizens are entitled to get additional interest rate of 0.50% and above shown interest rate applicable for below ₹1 Crore and applicable NRO and NRE rupee term deposit as well. For above 1 crore, please contact nearest allahabad bank branch.