Andhra Bank

Andhra Bank IFSC / MICR Codes / Deposit & Loans Interest Rates

0 Andhra Bank Branches Available in 0 States.

Andhra Bank is mid-sized public sector bank was established on 1923 and founded by free fighter Dr. Bhogaraju Pattabhi Sitaramayya and its head office is located at Hyderabad in the state of Telangana. Andhra Bank is Ranked 458 among Top 1000 Banks in the World and its wholly owned by government of india and won various awards such as ‘Best Mid-Size Bank’, ‘Best Bank for Quality Assets’, ‘MSME National Award’, ‘Best Public Sector Award’ and still more.

Andhra Bank now operates in 25 states and 3 union territories including 2800+ branches, 2400 automated teller machines (ATMs), 15+ extension counters, 38+ satellite offices across india. Here we published verified Andhra Bank’s 2800+ branches IFSC / MICR / Branch codes along with deposit & loans rate of interest, Toll free phone banking customer care number, branch address, phone number, email address along with bank timings (working hours) as well.

Head Office

Andhra Bank
5-9-11, Dr Pattabhi Bhavan,
Secretariat Road, Saifabad
Hyderabad 500 004 – Telangana
Phone Number : 040 – 23252000

Phone Banking Toll Free Numbers (24 /7 support)

1800 425 1515 (Tele Banking)
1800 425 2910 (ATM card support)
1800 425 4059 (Credit card support)
1800 425 7701 (Pension related issues)

Customer Service Department

Toll Free Number : 1800 425 2905
Telephone : 040 – 23234313, 23252000 (Extension: 2422, 2577)
Fax: 040 – 23232419
Email ID : customerser@andhrabank.co.in

Banking Hours:

Monday to Saturday : 10.00 A.M – 4.00 P.M
2nd & 4th Saturday is holiday
Sunday : Holiday

Official Website : http://andhrabank.in
Internet Banking : https://www.onlineandhrabank.net.in

  Base Interest Rate10.00%
  Home Loan InterestBase Rate i.e 10.00%
For construction or purchase of house or residential flat
Above specified rate applicable for up to ₹75 Lakhs
Above ₹75 Lakhs, the rate of interest will be base rate + 0.25%
For renovation and repair work base rate + 1.00%
- Up to 5 years of age of the property - Max loan ₹10 Lakhs
- Above 5 years and up to 25 years - Max loan ₹15 Lakhs
For NRI's maximum loan amount of ₹250 lakhs will be provided
  Personal Loan InterestBase rate + 5.50%
If repayment period above 36 months then base rate + 5.50% +0.25%
Maximum 60 months monthly installments are allowed
For self employed, 2 times average annual proven income required
  Two Wheeler Loans InterestBase rate + 1.75%
Above rate applicable for up to 36 EMI's
For above 36 months Base rate + 1.75% + 0.25%
Having minimum gross income ₹60,000/- P.A
Maximum loan amount eligibility is ₹5 Lakhs
For Women borrowers base rate + 1.00%
- Repayment period allowed up to 60 months
  Car Loans InterestBase rate + 0.50%
Minimum gross income of ₹1 Lakhs P.A for corporate employees
For used cars, the rate of interest will be base rate + 3.25%
For new cars maximum of 84 months EMI's allowed
For used cars maximum of 60 months EMI's allowed & car must < 3 years old
Housing loan customers are eligible for additional 0.25% concession
  Education Loans InterestBase Rate + 2.75%
Above specified rate applicable for educational loan for less than ₹4 Lakhs
For above ₹4 Lakhs, the rate of interest will be base rate + 1.50%
0.50% concession for girl students and who studying in premier institutions
For Loans up to to ₹50000/- Repayment term up to 2 years
For Loans from ₹50,000 to ₹Lakh, repayment term is 2 to 5 years.
For Loans above ₹1Lakh, repayment term is 3 to 7 years.
  Gold Loans Interest13.00% (Fixed)
₹1600/- per gram or 75% of the market value
  Consumer Durables InterestBase rate + 5.50%
Above rate applicable for repayment up to 36 months
For above 36 months, the rate of interest will be Base rate + 5.50% + 0.25%
Maximum of 60 months of EMI's allowed
  Property Loan InterestBase Rate + 2.75%
Above rate applicable for repayment period up to 36 months
For above 36 months and up to 60 months base rate +2.75% + 0.25%
For above 36 months, the interest will be base bate + 2.75% + 0.50%
Maximum of 120 equated monthly installments (EMIs) allowed
  Agricultural Loans InterestBase Rate + 1.75%
For more details visit your nearest andhra bank branch today
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes
Maturity Period< ₹1 Crore₹1 Cr - ₹10 Cr₹10 Cr - ₹50 Cr₹50 Cr - ₹100 CrAbove ₹100 Cr
7 Days - 14 Days6.25%6.75%6.75%6.75%6.75%
15 Days - 45 Days6.25%6.75%6.75%6.75%6.75%
46 Days - 90 Days6.25%7.00%7.00%7.00%7.00%
91 Days - 179 Days7.60%7.60%7.60%7.60%7.60%
6 Months - < 9 Months7.60%7.60%7.60%7.60%7.60%
9 Months - < 1 Year7.80%7.80%7.80%7.80%7.80%
1 Year - 2 Years8.25%7.80%7.80%7.80%7.80%
2 Years - 3 Years8.25%7.80%7.80%7.80%7.80%
3 Years - 10 Years8.00%7.80%7.80%7.80%7.80%
For NRE Deposits
1 Year - 2 Years8.25%7.80%---
2 Years - 3 Years8.25%7.80%---
3 Years - 10 Years8.00%7.80%---
Above rate for deposits up to and inclusive of 1 Lakhs and above
Senior Citizens, the rate of interest is 0.50% higher for all maturity periods
Deposits above ₹10 Crore, branches should obtain permission from GM


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