Bank of Baroda IFSC / MICR Codes / Addresses Across India

Bank of Baroda IFSC / MICR Codes | Deposit & Loans Interest Rate

0 Bank of Baroda Branches Available in 0 States.

Bank of baroda (India’s international bank) is top rated nationalized bank founded by ‘Maharaja Sayajirao Gaekwad‘ on 20th July 1908 located at Baroda (Baroda now known as Vadodara). Its second largest bank in india followed with state bank of india and currently has 5250+ bank branches across india with more than 9000 ATMs. Also has branches spread over 24 countries across the world including United kingdom and United states of India.

Here we publish Bank of baroda branches verified IFSC / MICR / Branch codes with customer care toll free number, address, deposit & loans interest rates, bank working hours, official website address and lot more.

Head Office
Suraj Plaza 1, Sayaji Ganj,
Vadodara (Baroda) – 390005
Phone : +91-0265-2361852 (10 lines)
Fax: +91-0265-2362395, 2361824, 2361806

Corporate Centre
Bank Of Baroda
Baroda Corporate Centre, Plot No. C-26, Block G,
Bandra Kurla Complex, Bandra (East),
Mumbai 400051
Phone Number : +91-022-66985000 (04 – PBX)
Fax: +91-022-2652 1955

Customer Care Toll Free Number : 1800 22 33 44, 1800 102 4455
Toll Free Number (For PMJDY Customers) : 1800 102 77 88
Toll Free Number (For Debit Card Queries) : 1800 22 04 00

Bank Working Hours

Monday – Saturday : 10:00 AM – 4:00 PM
2nd & 4th Saturday is holiday
Sunday : Holiday

Official Website : http://www.bankofbaroda.com

  Base Interest Rate9.90%
  Home Loan Interest9.90%
To purchase of new house / flat / dwelling unit
Base Rate (i.e) 9.90% = Up to 5 years
Base Rate (i.e) 9.90% = 5 years - 15 years
Base Rate (i.e) 9.90% = 15 years - 30 years
Repayment period up to 30 years (floating)
  Personal Loan InterestBase Rate + 4.50%
To avail up to minimum ₹20,000 - maximum of ₹2,00,000
For salaried class, permanent employees with min 1 year service
- Such as public / private / government sectors
For self employed / professionals with stable business (Min 1 year)
Repayment period allowed up to 36 months (maximum) in EMIs
  Two Wheeler Loans InterestBase Rate + 4.00%
Minimum of ₹5000 to maximum of ₹1 Lakh is eligible
- Or monthly income x 5 times (Whichever is less)
Repayment allowed up to 60 months from the date of payment
Salaried, self-employed, businessmen, farmers may apply
  Car Loans InterestBase Rate + 0.25%
Employee of public / private / Govt sectors and firm / business people may apply
Maximum loan amount is ₹100 Lakhs, or 2 times of gross annual income
For new vehicles repayment period allowed up to 84 months
For pre-owned (used) cars, repayment will be allowed up to 36 months
  Education Loans InterestBase Rate + 2.50%
Above interest rate applicable up to ₹7.50 lakhs
For above ₹7.50 lakhs, the rate of interest is Base Rate + 1.75%
Education loan to students of premier institutions
- For list A institutions, Base Rate + 0.25% (Up to ₹15 lakhs)
- For Above ₹15.00 Lakhs Base Rate i.e 9.90%
- For list B institutions, Base Rate + 0.75% (up to ₹7.50 Lakhs)
- Above ₹7.50 Lakhs, interest rate will be Base Rate + 0.50%
For vocational education & training - Base Rate + 2.00%
  Gold Loans InterestBase Rate + 3.00%
All individuals are allowed to apply gold loan
Minimum ₹25,000 - maximum of ₹10 lakhs is allowed
Traders loan against security of gold ornaments - Base rate + 2.00%
Maximum of 36 months repayment period allowed
  Consumer Durables InterestContact nearest branch
Age limit between 21 years - maximum of 45 years eligible
For furniture & fixture / new consumer durables allowed up to ₹2 lakhs
For latest brand new modern gadgets allowed up to ₹1 lakhs
  Property Loan InterestBase Rate + 3.25%
Minimum ₹1 lakh to maximum of ₹100 lakhs allowed
Salaried employees / professional, self employed eligible to apply
- For salaried, 36 times of gross monthly income required
- income tax assesses for last 3 years with a min. annual income of ₹60000
Repayment allowed up to maximum of 84 EMIs
  Agricultural Loans Interest7.00%
Above rate applicable for short term crops & up to ₹3 lakhs
For above ₹3 lakhs - ₹25 lakhs, the rate of interest will be Base rate + 1.25%
Above ₹25 lakhs, the rate of interest is Base rate + 2.00%
For more details, visit your nearest Bank of Baroda branch
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes

Bank of Baroda Deposit Interest Rate

Maturity PeriodBelow ₹1 Crore₹1 Crore - ₹10 Crores₹10 Crores - ₹50 Crores
7 days - 14 days4.50%4.50%4.50%
15 days - 45 days4.50%4.50%4.50%
46 days - 90 days6.50%6.50%6.50%
91 days - 120 days---
91 days - 180 days7.00%7.00%6.75%
121 days - 180 Days---
181 days - 239 Days---
181 days - 270 days7.50%7.25%7.00%
240 days - 270 days---
271 days - 330 Days---
271 days - < 1 year7.75%7.25%7.25%
331 days - < 1 Year---
For 1 Year-7.50%7.50%
1 year - 2 Years8.00%7.50%7.50%
2 Years - 3 Years8.00%7.50%7.50%
1111 Days8.00%--
3 Years - 5 Years8.00%--
3 Years - 10 Years-7.50%-
5 Years - 8 Years7.75%--
8 Years - 10 Years7.75%--
Maturity Period25 Crores - 50 Crores50 Crores - 100 CroresAbove 100 Crores
7 days - 14 days4.50%4.50%4.50%
15 days - 45 days4.50%4.50%4.50%
46 days - 90 days6.50%6.50%6.50%
91 days - 120 days-6.75%6.75%
91 days - 180 days6.75%--
121 days - 180 Days-6.75%6.75%
181 days - 239 Days-7.00%7.00%
181 days - 270 days7.00%
240 days - 270 days-7.00%7.00%
271 days - 330 Days-7.25%7.25%
271 days - < 1 year7.25%
331 days - < 1 Year-7.25%7.25%
For 1 Year7.50%7.50%7.50%
1 year - 2 Years7.50%--
2 Years - 3 Years7.50%--
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Bank of Baroda
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