IDBI Bank Ltd IFSC / MICR Codes / Addresses Across India

IDBI Bank IFSC / MICR Codes / Deposit & Loans Interest Rates

0 IDBI Bank Branches Available in 0 States.

IDBI is is youngest, new generation, public sector bank owned by Government of india and its also known as Industrial Development Bank of India in earlier days. IDBI bank is 10th largest development bank established in year 1964 and its head quarters located at mumbai. IDBI bank gains ₹873 crore net profit for the account year of 2014 – 15 and ₹135 Crore profit for the quarter ended June 30, 2015.

IDBI Bank got Standardization Certification (ISO 27001:2013) and received various rewards ‘Elets Knowledge Exchange Award 2015’ for innovative banking technology, payment systems, mobile banking, health insurance and other verticals.

Currently IDBI bank has 2600+ branches, over 3200 ATMs including overseas branch at dubai as well. Here we published verified IDBI bank’s IFSC / MICR / Branch codes, deposit & loans interest rates, phone banking toll free number, custom care phone number, branch address, email id, bank timings (working hours) and still more.

Registered Office

IDBI Bank Ltd
IDBI Tower, WTC Complex,
Cuffe Parade, Colaba,
Mumbai – 400005

Phone Banking Customer Care Numbers

Toll Free : 1800 200 1947  / 1800 22 1070 (24 / 7 support)
Debit Card Hot Listing Toll Free Number : 1800 22 6999
Credit Card Support : 1800 22 6999
Non Toll Free number : +91 – 22 – 66937000 (Indian and abroad customers)

IDBI Bank Timings (Working Hours)

Monday – Saturday : 10.00 AM – 4.00 PM (2nd & 4th saturday is holiday)
Sunday : Holiday

Official Website : http://www.idbi.com
Internet Banking : https://inet.idbibank.co.in

  Base Interest Rate10.00%
  Home Loan InterestBase Rate i.e 10.00%
Home Loans are available from ₹5 Lakhs to ₹10 Crores
Home Loans have maximum repayment tenure of up to 25 years
If you prefer fixed rate, the rate of interest will be Bate Rate + 0.15%
  Personal Loan InterestBase Rate + 3.50% (Fixed)
Above rate applicable for who manage account with IDBI bank
For others the rate of interest will be Base Rate + 4.00% (Fixed)
  Two Wheeler Loans InterestBase Rate + 0.35% (Fixed)
0.25% Interest concession for existing home loan borrowers
Repayment with easy EMIs and avail the loan for up to 7 years
Minimum annual income should be ₹1,80,000
  Car Loans InterestBase Rate + 0.35% (Fixed)
0.25% Interest concession for existing home loan borrowers
Repayment with easy EMIs and avail the loan for up to 7 years
Minimum annual income should be ₹1,80,000/-
  Education Loans InterestBase Rate + 1.00%
Above rate applicable for up to ₹10 Lakhs
For above ₹10 Lakhs the rate will be base rate + 2.00%
For vocational courses the rate of interest will be base rate + 1.00%
For studying in premier education institutes will be base rate + 0.00%
Students admission under management quota will be base rate + 3.50%
  Consumer Durables InterestBase Rate + 3.75%
Minimum of ₹25,000 and maximum of ₹3 Lakhs
Maximum of 36 equated monthly installments (EMI) allowed
  Property Loan InterestBase Rate + 1.50%
The above rate applicable for loan against property (Floating)
Loan against rent receivable interest is base rate + 2.00% (Floating)
For Overdraft facilities the rate of interest will be base rate +1.75%
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes

IDBI Bank Deposit Interest Rate

Maturity PeriodGeneral - < 1 CroreSenior Citizen - < 1 Crore
15 - 30 Days4.50%4.50%
31 - 45 Days5.75%5.75%
46 - 60 Days6.25%6.25%
61 - 90 Days6.75%6.75%
91 Days - 6 Months7.50%7.50%
6 Months 1 Days - 270 Days7.60%7.60%
271 Days - < 1 Year7.75%7.75%
1 Year - < 2 Years8.00%8.50%
2 Years - < 3 Years8.00%8.50%
3 Years - < 5 Years8.00%8.50%
5 Years8.00%8.50%
> 5 Years - 7 Years8.00%8.50%
> 7 Years - 10 Years8.00%8.50%
> 10 Years - 20 Years*7.75%8.25%
Maturity Period₹1 Crore - ₹300 Crores> ₹300 Crores
7 Days - 30 Days6.50%6.50%
31 Days - 45 Days 7.00%7.00%
46 Days - 70 Days 7.25%7.25%
71 Days - 160 Days7.50%7.50%
161 Days - 200 Days7.00%7.00%
201 Days - 269 Days7.50%7.50%
270 Days - 13 Months7.50%7.63%
>13 Months - 35 Months7.25%7.25%
>35 Months - 40 Months 7.25%7.25%
> 40 Months - < 5 Years7.25%7.25%
5 Years - 7 Years7.00%7.00%
>7 Years - 10 Years7.00%7.00%
Senior citizen Interest rates are 0.50% higher for deposits from 1 year and above


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