Punjab National Bank IFSC / MICR Codes / Addresses Across India

Punjab National Bank IFSC Codes | Deposit & Loans Interest Rate

0 Punjab National Bank Branches Available in 0 States.

Its 120 years old public sector bank was born on May 19, 1894 and opened for business on 12 April, 1895. Punjab national bank currently has 6750+ branches across india with over 8500 ATM’s and all of its bank branches are enabled with core banking solution (CBS). Punjab national bank was recognized as the ‘Most Valuable Indian Brand’ amongst nationalized banks and maintain No.1 position in domestic business in the financial year of 2014 – 15.

Punjab National Bank is the only bank which pays higher interest rates when it compares with other public sector banks such as State bank of india, Bank of india, Canara Bank so on and also provides many banking services including demat account, E-tax payment services, mobile banking, PNB Immediate Payment Service, educational loans and many more.

Corporate Office

Chief Customer Service Officer (CCSO)
Internal Ombudsman, Punjab National Bank
Head Office : 5 Sansad Marg, New Delhi 110001
Phone: 011-23717425, Fax: 011-23323707
Email: ccso@pnb.co.in

Customer Care Toll Free Number : 1800 180 2222 / 1800 103 2222
Customer Care Tolled Number : 0120- 2490000 / 011 – 23714562
Customer Care Email Address : care@pnb.co.in

Bank Working Hours

Monday to Saturday : 10.00 A.M – 4.00 P.M
2nd and 4th Saturday is Holiday
Sunday : Holiday

Official Website : https://www.pnbindia.in
Internet Banking : https://www.netpnb.com

  Base Interest Rate9.70%
  Home Loan Interest9.70%
Rate of interest (Fixed) = Base rate 9.70% + 0.50%
OD Facility to Existing Housing Loan Borrowers = Base Rate + 0.50%
  Personal Loan InterestBase rate + 3.00%
Upto ₹10 lakhs - Base rate + 3.00% (For salaried getting paid via punjab national bank)
Upto ₹5 lakhs - Base rate + 5.00% (Who avail under check-off facility)
Upto ₹5 lakhs = Base rate + 6.00% (Others)
For pensioners interest rate is Base rate + 2..75% if repayment period < 36 months
- For above 36 months it will be Base Rate + 2.75%
  Two Wheeler Loans InterestBase Rate + 3.00%
Above rate will be applicable for whose salary is disbursed via Punjab National Bank.
- For others Base Rate + 4.00%
  Car Loans InterestBase rate + 0.25%
The above rate applicable for who have 60 PNB score or 100% collateral security
Base rate + 1.00% = Repayment period is less than 3 years.
Base rate + 1.50% = Repayment period above 3 years
Base rate + 0.70% = Up to 7 years (Fixed rate of interest)
  Commercial Vehicles InterestNot Available
  Education Loans InterestBase rate + 2.00%
Base rate + 2.00% = Up to ₹4 Lakhs
Base rate + 3.00% = ₹4 lakhs - ₹7.50 lakhs
Base rate + 1.00% = Above ₹7.50 lakhs (Against collateral security)
Base rate + 2.50% = Above ₹7.50 lakhs (For others)
Base Rate + 1.50% = Repayable in 3 years & above for students who studied in premier institutes.
  Gold Loans InterestBase rate + 1.50%
Above rate applicable only for agriculturist
For others it will be Base rate + 2.50%
Quantum of loan will be maximum 10 Lakhs
Maximum of ₹2373 per gram will be provided
Repaid in 12 EMIs or in 4 quarterly installments
  Consumer Durables InterestBase Rate + 0.25% (Fixed)
Prospective borrowers only with 5 years repayment period for home furnishing
  Property Loan InterestBase Rate + 1.25%
The above rate based on risk rating and PNB score
  Agricultural Loans InterestVisit nearest branch for more details
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes

Punjab National Bank Rate of Interest

Deposit PeriodBelow ₹1 Crore ₹1 Crore - ₹10 Crores
PublicSenior CitizonsFor all
7 days to 14 days4.50%5.00%4.50%
15 days to 29 days4.50%5.00%4.50%
30 days to 45 days5.00%5.50%4.50%
46 days to 90 days6.50%7.00%5.50%
91 days to 179 days6.75%7.25%6.00%
180 days to 270 days7.50%8.00%7.00%
271 days to less than 1 year7.50%8.00%7.00%
1 year & up to 2 years8.00%8.50%7.25%
2 year & up to 5 years7.75%8.25%7.00%
5 years & upto 10 years7.50%8.00%7.00%
0.50% additional interest for senior citizens for < 1 crore deposits only
Above interest rates also be applicable to NRE term deposits as well


How accurate these informations are?
0 1 2 3 4
9 votes
Punjab National Bank
4.6 stars - based on 9 votes 5 1

States List

Sorry, No states found!