UCO Bank IFSC / MICR Codes / Addresses Across India

UCO Bank IFSC / MICR Codes / Deposit & Loans Interest Rates

0 UCO Bank Branches Available in 0 States.

UCO Bank (formerly known as United Commercial Bank Ltd) is rapidly growing, most trusted and truly indian commercial bank founded in year 1943 and its head quarters located in kolkata. Has large and diversified client and strong capital base with 3200+ branches & 3000+ ATMs across the country as well as it has overseas centres in Singapore and Hong Kong.

All branches are enabled with core banking solution and looks forward to the future with excitement and a commitment to bring greater benefits to their customers. Won various awards including ‘Best Bank for operational performance for 2014’ and runners up under the category of best Bank amongst large banks for the year ended 2014. Here we published verified UCO bank IFSC / MICR / Branch codes, current loans & deposit interest rates, 24/7 phone banking toll free customer care contact numbers, email address, bank timings (Working hours) and more.

Head Office
UCO Bank
10, B T M Sarani,
Kolkata – 700 001
West Bengal, India.

Phone Banking 24 / 7 Customer Care Toll Free Number

Phone Banking Toll Free Number : 1800 103 0123
ATM Card hot listing & helpline email : uco.custcare@ucobank.co.in
Other ATM Queries : hoatm.calcutta@ucobank.co.in
E-banking related queries : hoe_banking.calcutta@ucobank.co.in
Customer Grievances : hopgr.calcutta@ucobank.co.in
Customer Feedback/ suggestions : customercare.calcutta@ucobank.co.in
Complaint Cell : hocompliance.calcutta@ucobank.co.in

Bank Timings (Working Hours)

Monday – Friday : 10.00 A.M. to 4.00 P.M. (2nd and 4th saturday holiday)
Sunday : Holiday

Official Website : https://www.ucobank.com
Internet Banking : https://www.ucoebanking.com

  Base Interest Rate9.95%
  Home Loan InterestBase Rate (i.e) 9.95%
Purchase and construction of independent house / ready built flat for residential purpose
Extension / Repair / Renovation of existing house / flat not more than 50 years old
Purchase of old house / flat, which is not more than 30 years old
  Personal Loan InterestBase rate + 5.40%
For Women borrowers the rate of interest is base rate + 4.40%
Permanent employees who working in Govt. / Semi-Govt. / Public / Private are eligible
Loans up to ₹2 Lakhs may be allowed without collateral security
Maximum repayment tenure is 48 EMIs (Months), For women borrowers 60 EMIs allowed
Maximum loan amount will be ₹10 Lakhs
  Two Wheeler Loans InterestBase rate + 4.25%
Minimum gross salary of ₹8000 per month is required
For non-salaried, minimum income of ₹1 Lakhs P.A as per IT Return / Assessment
Age limit will be 21 to 55 years for salaried, 21 to 60 years for non-salaried
Maximum loan amount will be ₹1 Lakhs and maximum of 48 EMIs allowed
  Car Loans InterestBase rate + 0.25%
Above specified rate for new cars, for pre-owned cars interest rate is Base rate + 4%
For salaried - Regular employee with minimum 6 months completed service
Non salaried - ₹5 Lakhs P.A in metro centres and ₹4 Lakhs P.A in other centres
For new cars, maximum finance would be 85% of the on Road price
For pre-owned cars, maximum loan amount will be ₹3.50 lakhs
Maximum of 84 EMIs for new cars & 36 EMIs for pre-owned cars
  Commercial Vehicles InterestBase rate + 1%
Above rate applicable for up to Rs. 25 lakhs & above 25 lakhs Base rate + 2%
Maximum amount of loan per borrower not be exceed ₹100 lakhs
  Education Loans InterestBase rate + 2.50%
Above rate applicable for <= 7.5 lakhs and above 7.5 lakhs interest rate will be base rate + 2.25%
Up to ₹4 lakhs no security required, above ₹4 lakhs parents or 3rd party guarantee required
Repayment holiday will be Course period + 1 year or 6 months after getting job whichever is earlier
For studying in India maximum of ₹10 Lakhs allowed
For studying in abroad maximum of ₹20 Lakhs allowed
  Gold Loans InterestBase Rate + 0.05%
For above rate applicable for priority sector borrowers only
For non priority sector, the rate of interest will be base rate + 3.00%
  Consumer Durables InterestBase rate + 1.00%
To purchase of consumer durables such as TV, Refrigerator, Air Conditioner, Computer
Maximum loan will be ₹200000/- or 10 times of monthly take home pay whichever is less
Above rate applicable for loan secured by 100% liquid collateral security
For others rate of interest will be Base rate + 2.00%
Maximum of 60 equated monthly installments (EMIs) allowed
  Property Loan InterestBase rate + 2.00%
Above rate applicable for priority sector and others interest rate is base rate + 3.00%
Minimum gross salary of ₹30,000/- P.M. at Metro centres and ₹20000/- P.M. for other centres
For non-salaried borrowers, Minimum Income of ₹4 Lakhs P.A. at all centres as per latest IT Return
Maximum loan 200 Lakhs for individuals and 500 Lakhs for firms / companies
Maximum of 144 equated monthly installments (EMIs) irrespective of loan amount
  Agricultural Loans Interest7.00%
Above rate applicable for agri crop loan up to ₹3 lakhs
Above ₹3 lakhs and up to ₹25 lakhs, rate of interest will be base rate + 1.00%
Above ₹25 lakhs and up to ₹1 crore, the rate of interest will be base rate + 2.00%
Up to ₹3 lakhs interest subvention up to 2%, for prompt repayment further 3% is available
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes

UCO Bank Deposit Interest Rates

Deposit PeriodLess than ₹1 Crore₹1 Crore - ₹5 CroresAbove ₹5 Crores
7 - 14 Days5.25%5.00%6.00%
15 - 29 Days5.75%5.50%-
15 - 30 Days--6.25%
30 - 45 Days6.00%6.50%-
31 - 60 Days--6.50%
46 - 60 Days6.50%6.75%-
61 - 90 Days7.00%7.00%7.00%
91 - 120 Days7.50%7.10%-
91 - 130 Days--7.05%
121 - 150 Days7.50%7.25%-
131 - 183 Days--7.25%
151 - 180 Days7.75%7.30%-
181 - 364 Days7.75%7.50%-
184 - 269 Days--7.35%
270 - 349 Days--7.50%
350 - 375 Days--7.70%
1 Year8.15%7.70%-
Above 1 year - 2 Years8.00%7.60%-
376 Days - < 2 Years--7.60%
Above 2 Years - 3 Years8.00%7.60%7.60%
Above 3 Years - < 5 Years8.00%7.60%7.60%
5 Years & above8.00%7.60%7.60%
- Senior Citizens are eligible to get 0.50% additional interest based on above specified rates.

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