United Bank of India

United Bank of India IFSC / MICR Codes / Deposit Interest Rates

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United Bank of India (UBI) has 2000+ branches with 15000+ employees across india, especially UBI has more branches in eastern india. Union Bank of india was Establihed on year 1950 by merging four bengali banks such as Comilla Banking Corporation, Bengal Central Bank, Comilla Union Bank, Hooghly Bank and nationalized on 19 July 1969. and acquired the banks Hindustan Mercantile Bank, Narang Bank of India by 1973 and 1976 respectively.

United Bank of India’s total business stood at ₹177888 crore in the financial year of 2014 – 15, while total deposits of ₹108818 crore and total advances stood at ₹69070 crore at the end of march 2015. UBI provides various banking services including deposits & locker services, home loans, personal loans, online banking, mobile banking, retail banking, MSME banking, international banking and lot more.

Here we have collected and published united bank of india’s verified IFSC / MICR / Branch codes along with deposit & loans interest rates, bank timings (working hours), branch address, phone banking customer care number (toll free number), email id and lot more.

Head Office

United Bank of India
11, Hemant Basu Sarani
Kolkata – 700001
Email : webmaster@unitedbank.co.in

24/7 Phone Banking Help Line

For Phone Banking – 1800 345 0345 (Toll Free Number)
For MSME sector – 1800 345 3344 (Toll Free Number)
For ATM / Debit Card Hot Listing – 1800 1033 470 (Toll Free Number)
For Demat Account Inquires – 033-22625003 / 22625004 (Paid)

Bank Timings (Working Hours)

Monday to Saturday : 10.00 A.M – 3.30 P.M
2nd & 4th Saturday is holiday
Sunday : Holiday

Official Website : http://www.unitedbankofindia.com
Internet Banking : https://ebank.unitedbankofindia.com

  Base Interest Rate9.90%
  Home Loan InterestBase Rate + 0.10%
For purchase / construction / extension / repairs / renovations / furnishing of residential house / flat including the purchase of land and construction. Currently offers maximum loan amount of ₹150 lakhs, ₹75 lakhs, ₹40 lakhs, ₹20 lakhs for metro, urban, semi-urban, rural areas respectively.
  Personal Loan InterestBase Rate + 6.10%
Salaried person with permanent service for at least 3 years in the same concern may apply for the loan with maximum amount of loan shall be ₹3 lakhs or 10 months net salary whichever is less. (Repayment period with maximum of 36 months). For pensioners may apply for personal loan with the rate of interest of Base Rate + 4.85%.
  Two Wheeler Loans InterestNot Available
  Car Loans InterestBase Rate + 0.50%
For new cars interest rate will be base rate + 0.50%, for used cars interest is base rate + 1% with maximum repayment period of up to 84 months, above 60 months respectively.
  Commercial Vehicles InterestContact Nearest Branch
Purchase of new vehicles (buses, trucks, pickup vans, auto rickshaw etc.) manufactured by reputed manufacturers and sold through their dealer network for commercial purposes or for captive use.
  Education Loans Interest9.90%
For List A Institutes - Base Rate i.e. 9.90%
For List B Institutes - Base Rate + 0.50 % (for female student 0.25 % concession)
  Gold Loans InterestBase Rate + 2.00%
  Consumer Durables InterestBase Rate + 0.10%
Furnishing of residential house / flat
  Property Loan InterestBase Rate + 2.75%
  Agricultural Loans InterestBase Rate + 0.25%
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes
PeriodUpto ₹1 Crore₹1 Crore - ₹5 CroresAbove ₹5 Crores
7 days to 14 days4.00%4.00%4.00%
15 days to 29 days4.00%4.00%4.00%
30 days to 45 days4.00%4.00%4.00%
46 days to 60 days6.00%6.00%6.00%
61 days to 90 days6.00%6.00%6.00%
91 days to 180 days7.00%7.00%7.00%
181 days to 269 days7.00%7.00%7.00%
270 days to > 1 year7.25%7.25%7.25%
1 year7.50%7.25%7.25%
1 year to 2 years7.25%7.00%7.00%
2 years to > 3 years7.25%7.00%7.00%
3 years to > 5 years7.25%7.00%7.00%
5 years and above7.25%7.00%7.00%
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