Vijaya Bank IFSC / MICR Codes / Addresses Across India

Vijaya Bank IFSC / MICR Codes / Deposit & Loans Interest Rate

0 Vijaya Bank Branches Available in 0 States.

Vijaya Bank is mid sized public sector bank established on October 23, 1931 and founded by Shri. Attavar Balakrishna Shetty in mangalore on Vijayadasami day. Viajaya bank is nationalized on april 15, 1980 and has 1800+ branches, 50+ Extension Counters, 13000+ employees and 1700+ ATMs across india in 28 states and 4 union territories. All the branches are enabled with core banking solution (CBS) and offering innovative and attractive products to their customers and authorised to deal in foreign exchange since 1971, as authorised dealer.

Vijaya Bank gains net profit of Rs.439.41 crore in 2014-2015 and Rs.415.91 crore during 2013-14. Here we have published verified Vijaya bank IFSC / MICR / Branch code along with deposit & loans interest rate, 24/7 phone banking toll free number, bank timings (working hours), branch address, email id and more.

24/7 Phone Banking Toll Free Numbers

General Queries – 1800 425 5885 (8 AM to 8 PM)
Credit & Debit Card Queries – 1800 425 9992 (24/7 support)
Internet Banking Queries – 1800 425 4066 (10 AM to 6 PM)
Balance Enquiry – 1800 103 5525

Vijaya Bank Timings (Working Hours)

Monday – Saturday : 10.00 AM – 3.30 PM (2nd & 4th saturday is holiday)
Sunday : Holiday

Official Website : https://www.vijayabank.com
Internet Banking : https://www.vijayabankonline.in

  Base Interest Rate 9.85%
  Home Loan Interest9.85%
Aged between 21 years - 65 years
Maximum of 18 months allowed for repayment holiday
For purchase / construction of house or flat
Repayment period will be maximum of 30 years
There is no maximum limit of loan amount
  Personal Loan Interest Base Rate + 4.05%
May who aged between 21 years to 55 years old
Above rate applicable for general public
For pensioners rate of interest will be base rate + 3.05%
60 months of repayment period allowed
  Two Wheeler Loans InterestBase Rate + 0.40%
Individuals aged between 21 and 70 years
For purchase of new or used two wheelers
100% payment for new vehicles to salaried applicants / providing mortgage of property
For others 85% of invoice amount will be provided
70% of the market value of used vehicle which is not more than 5 years old
Maximum repayment tenure allowed up to maximum of 84 months
  Car Loans InterestBase Rate + 0.40%
Individuals aged between 21 and 70 years
For purchase of new or used cars
100% payment for new cars to salaried applicants or providing mortgage of property
For others 85% of invoice amount will be provided
70% of the market value of used cars which is not more than 5 years old
Maximum repayment tenure allowed up to maximum of 84 months
  Education Loans InterestBase Rate + 1.80%
Base Rate + 1.80% = Up to ₹4 Lakhs
Base Rate + 2.25% = Above ₹4 Lakhs
Base Rate + 1.80% = Vocational education & training courses
Base Rate + 2.55% = Under management quota (Non-IBA)
0.50% concession applicable for girl students
  Gold Loans InterestBase Rate + 1.80%
Repayment period should be 12 months / operative limit for 2 years
Loan / Gram may vary depends on the daily rate of gold
  Consumer Durables InterestBase Rate + 2.30%
Above rate applicable for salary credited to Vijaya bank branch
For others rate of interest will be Base Rate + 2.30%
For salaried from corporate / public sector / education institution / private establishment
Professionals & self employed persons also may apply for this loan
Maximum of ₹3 Lakhs will be allowed for whose salary credited to vijaya bank
For Professionals / self employed subject to a maximum of ₹2 Lakhs allowed
  Property Loan Interest11.00%
NRIs and PIOs are not eligible for property loan
Minimum tenor of the loan is 7 years and maximum tenor of 15 years
Loan is not available against ancestral or commercial property
  Agricultural Loans InterestBase Rate + 0.25%
Base Rate + 0.25% = Up to ₹2 Lakhs
Base Rate + 0.55% = ₹2 Lakhs - ₹5 Lakhs
Base Rate + 1.80% = Above ₹5 Lakhs
7% P.A. = For short term crop loans up to ₹3 Lakhs with interest subvention
  Internet BankingYes
  Credit CardYes
  ATM / Debit CardYes
  Cheque BooksYes
  Locker FacilityYes
  Core Banking Solution (CBS)Yes
  Mobile BankingYes
PeriodBelow ₹1 Crore₹1 Cr - ₹5 Crores₹5 Crores and above
7 Days - 29 Days4.00%4.00%4.00%
30 Days - 45 Days4.00%5.00%5.00%
46 Days - 60 Days6.00%5.00%5.00%
61 Days - 90 Days6.00%6.00%6.00%
91 Days - 120 Days7.25%7.00%7.00%
121 Days - 180 Days7.25%7.00%7.00%
181 Days - 269 Days7.75%7.50%7.50%
270 Days - < 1 Year8.00%7.75%7.75%
1 Year8.00%7.75%7.75%
1 Year - < 2 Years7.75%7.50%7.50%
2 Years7.75%7.50%7.50%
2 Years - < 3 Years7.75%7.50%7.50%
3 Years - 5 Years7.75%7.50%7.50%
5 Years+7.75%7.50%7.50%
NRE / NRI Deposit
PeriodBelow ₹1 Cr₹1 Cr+
1 Year8.00%7.75%-
1 Year - < 2 Years7.75%7.50%-
2 Years7.75%7.50%-
2 Years - < 3 Years7.75%7.50%-
3 Years - 5 Years7.75%7.50%-
5 Years+7.75%7.50%-
The additional interest rate for senior citizens is 0.50% P.A. and shall be applicable only for the deposits below ₹1 Crore from the period of 1 year to 5 years.

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